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images Tongue Piercing tongue piercing (; .. in lekaisersose04-15 10:22 AMWe are looking to buy a house and the bank is asking us to put down 10%. How much money is considered safe to have after down-payment if we are buying a home. I know it depends on the situation, but I would like some estimates/ball-park figures. Banks are asking 5% down payment and 10% if the real estate market in that